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VaultNov 20, 2023 5:26:34 PM3 min read

Holiday Shopping Safety Tips: How to Avoid Scams During the Holidays

Holiday shopping can be hectic while trying to make sure you have everything you need. But are you practicing good safety online and in stores? Take some time to learn how to avoid scams with these holiday shopping safety tips.

The holidays are a prime time to target unsuspecting shoppers with identity theft, shopping scams, and cyber threats. According to the FBI, $337 million dollars was lost to scams and $173 million to fraud in 2021. Don't let yourself become part of the statistic.

 

Featured Resource:
Your Comprehensive Holiday Safety Guide

Whether you're hitting the road for travel, braving the crowds for shopping, or navigating the hustle and bustle of the holidays, these tips will ensure your safety remains the top priority.

  

Online Shopping Safety:

 

Be Wary of Marketplaces 

Online marketplaces can often have great deals but have fewer protections should it be a scam. 

Check a seller’s reviews for credibility before you buy. And consider using a payment app like Venmo, which has purchase protections. 

 

Make Sure Your Internet Connection is Secure 

Avoid shopping and entering personal details or passwords on public Wi-Fi, which is less secure and can be hacked. 

 

Double-Check the Website is an https:// Address 

It should also have a “lock” symbol next to the URL at the top of the screen when at checkout. 

These sites are safer, more secure, and up-to-date to deter cyber hacking. When in doubt, shop with websites and brands you know, trust, and are highly rated. 

 

Avoiding Skimmers and Cyber Threats:

 

Be On the Lookout for Holiday Scams in Your Email 

You should never click suspicious hyperlinks. Don’t enter your personal information, passwords, or send money unless you are sure the email is legitimate. 

If you didn’t request the email (such as a “forgot password” request), mark it as spam. If you’re unsure, contact the company’s customer service department first. 

 

Avoid Non-Bank ATMs and Be Mindful of Using Your Card

If an ATM or card reader (such as outside at a gas station) looks odd, messed with, or loose, use another machine or go inside to pay. Most skimming happens at non-bank ATMs and outdoor gas station pumps. 

 

Use Your Mobile Wallet on Your Phone 

Your mobile wallet, such as Apple Pay or Samsung Pay, has several layers of protection and security. Your card is encoded and tokenized, so your card number will still be safe if a retailer is compromised.  

Make sure you pay on secure Wi-Fi and not public Wi-Fi. Keep your phone securely locked with a PIN code for extra security. 

 

Holiday Safety When Out Shopping:

 

Park in a Well-Lit, High Traffic Space 

Areas such as the cart return or the elevator in a parking garage usually have more lighting and higher traffic. More visibility will deter theft. 

 

Keep Your Purchases Out of Sight 

Always put your shopping bags in your trunk and lock your car. Don’t tempt would-be break-ins by leaving your expensive presents in plain sight. 

 

Avoid Carrying a Lot of Cash 

Large amounts of cash can tempt thieves and pickpockets. A credit card can be a more secure option since disputes are often handled more easily. 

 

Review Your Account Activity 

Always review your account activity, especially after shopping. If there are any purchases that shouldn’t be there, you can handle them immediately before the problem grows. 

And if you’ve made a special, invaluable purchase for a loved one, don’t forget to properly insure it for safeguarding! Request a quote. 

Have a safe and joyful holiday from us at Vault to you.

 

Related products: Collections Insurance   

 

Featured Resource:
Your Comprehensive Holiday Safety Guide

Whether you're hitting the road for travel, braving the crowds for shopping, or navigating the hustle and bustle of the holidays, these tips will ensure your safety remains the top priority.

 

While Vault believes the information provided in this article to be accurate, we do not warrant the accuracy or reliability of the information provided. Vault is not responsible for, and does not adopt, endorse or approve any third-party webpages, or their content, that may be hyperlinked from this page. Nothing on this page alters any terms or conditions of an insurance policy and is not intended to be taken as legal, medical, or other professional advice. 

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