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Luxury cars parked in line with striking red and black exterior finish, radiating a sense of style, power, and sophistication.

Vault Auto

Enhanced coverage designed for luxury vehicles

The Right Coverage for When Things Go Wrong

Luxury vehicles often have more complexity, customization, and technology, making these vehicles more expensive to repair and requiring greater expertise.

At Vault, we make sure you’re comfortable in a like-quality vehicle and back in your car as soon as possible so you have minimum disruptions to your daily life.

Coverage Highlights

Vault Average Value:
Provides coverage equal to the agreed value at the time of purchase with no depreciation. 
Vault Rental Car Reimbursement:
Reasonable expenses for car rentals following owner-vehicle disruption are covered. Total maximum reimbursement may vary by state. 
Vault Full Glass Coverage:
All glass coverage, including (but not limited to) windshields, may be available with no deductible, subject to the applicable policy language. 
Vault Roadside Assistance:
Up to $350 provided for each occurrence with no annual limit.
Vault Auto Lock:
We cover lost or stolen keys up to $1,500.
Vault Pet Injury:
Coverage for reasonable medical expenses of domestic pets involved in a covered auto loss at no maximum.
Vault Worldwide Liability:
Property and liability coverage is automatically provided when renting or borrowing vehicles anywhere in the world for up to 90 days. Specific insurance requirements of that jurisdiction must be adhered to for this coverage.
Vault Airbags:
Covers the full cost to repair the vehicle in the event of an accidental deployment of airbags.
* Not all products and services may be available in all jurisdictions and the terms and conditions of all products are subject to the applicable policy language.

Types of Vehicles We Cover




Golf Carts


Private Passenger








Collector Cars

(Classic, Antique, Exotic)

On The Way Home from the Airport, Tyrell* Stopped for Food with a Car Full of Luggage.

Tyrell and his wife had a long flight home and stopped to get food at a restaurant after leaving the airport. They had stored several large suitcases in their car in the back seat of their luxury SUV in plain sight.

Despite parking the car in front of the restaurant where it was visible to passersby, their car was broken into. The thieves stole suitcases in the backseat.

Besides the stolen luggage, the car doors, dash, and seats were damaged during the break-in. Due to supply chain issues, Tyrell’s luxury customizations and smart technology were difficult to repair and took six months to replace.

Vault stepped in to ensure Tyrell was comfortable in a temporary vehicle and his car, including all customizations, was repaired to its original condition.

Vault advised him and his wife to secure all valuables out of sight, in the trunk, or not left in the vehicle at all to prevent break-ins and theft of their luxury car.

*names and some details have been changed
Well dressed man with sophisticated luggage on wheels, showcasing the bottom half of his attire.

Experience The Vault Difference

Why choose Vault? Because we offer exceptional customer service, the fastest claims response time, and industry-leading custom insurance solutions.

Ready to Work with Us?

For potential customers with homes valued over $2 million:


For agents and brokers looking to partner with us, submit your application: