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Vault Group Personal Excess Liability

Flexible group structures and protection for organizations and their clients.

Group Personal Excess Liability Insurance

Coverage is offered up to $30M and available for Sponsor Organizations and Clients of Groups

  • Streamlined underwriting and simple enrollment process
  • Flexible rating structure based on coverage limit and participation
  • Programs can be sponsored, voluntary, or blended
  • Tailored coverage for Groups & Clients of Groups
  • Preferred pricing available for programs with participants who maintain underlying liability
  • coverage with Vault (Homeowners, Automobile, Watercraft, Aviation)
  • Worldwide coverage and defense costs

Inquiries:

To learn more about Vault’s group excess offering, please have your insurance broker contact Vault:

Savanna Edwards
828-674-5168
savanna.edwards@vaultinsurance.com

To submit a group excess claim:
1-844-388-LOSS (5677)
claimsfnol@vaultinsurance.com

The following coverages are included with a Vault Group Personal Excess Liability policy at no additional premium.

Coverage Highlights

Vault Excess Uninsured/ Underinsured
Motorist Liability Coverage:
Coverage for bodily or personal injury caused by someone who does not have any insurance or adequate insurance.

 
Vault Kidnap Expense:
Coverage for expenses related to the kidnapping of or ransom for you or a family member.

 
Vault Identity Theft Management Services:
Coverage and access to a dedicated fraud specialist to help repair and reinstate stolen identity.
 
Vault Reputational Injury Expense:
Access to a dedicated fraud specialist for identity restoration support.
 
Vault Shadow Defense Expense:
Coverage for legal review and defense monitoring by a law firm of your choice.
 
Vault Loss of Earnings:
Coverage helps replace income you or a family member lose because of a covered claim.

 
* Not all products and services may be available in all jurisdictions and the terms and conditions of all products are subject to the applicable policy language.

Optional Coverages:

Employee Practices Liability

Vault offers coverage for employment-related claims made by your domestic staff

Non-Profit Director and Officer Liability

If you serve as a non-compensated member on a not-for-profit board, Vault offers enhanced coverage for liability exposure, including bodily injury, property damage, wrongful acts, and personal injury

Family Trust Management

Protection for the management of family trusts


Experience The Vault Difference

Why choose Vault? Because we offer exceptional customer service, the fastest claims response time, and industry-leading custom insurance solutions.

Ready to Work with Us?

For potential customers with homes valued over $2 million:

REQUEST A QUOTE ➔

For agents and brokers looking to partner with us, submit your application:

BECOME A VAULT AGENT ➔