Experience The Vault Difference
We understand our affluent customers have unique needs that do not fit into a neat box. We look at the bigger picture to provide customized solutions, exceptional service, and risk management to proactively protect your legacy.
- VAULT CUSTOM
- EXCESS LIABILITY
Vault Custom Insurance
Affluent individuals and families often need more consideration to insure and protect. Where other insurers offer inflexible coverage in black and white, Vault offers a blank canvas to add color and customization to your policy. Our Vault Custom (E&S) underwriters craft a policy that fits your needs.
Your home is where you’ve built the life you love and the memories you cherish. Protect the extraordinary quality, customization and design in your luxury home with our comprehensive policies designed specifically for affluent individuals and families.
Traditional coverage is often not enough for luxury vehicles with high-end smart technology and customizations. We designed our Auto policies with enhanced, broader coverage to meet the needs of affluent customers.
Excess Liability Insurance
Where there are exciting opportunities and experiences, there will inevitably be risks for high-net-worth individuals. Having personal liability coverage protects you and your financial security from possible exposure. With Vault Excess Liability, you’re protected.
You’ve crafted a remarkable business with complex risks to consider. Vault Commercial provides the coverage you need to protect your business, adding color and customization to your policy to fit your unique needs.
Reduce Your RiskWhen it comes to Protecting What Matters Most, risk mitigation and safety education are the first lines of defense. Learn how you can take proactive steps to safeguard your assets with our educational resources:
"Our experience with Vault was excellent from beginning to end. All phases of the flood clean-up were handled beautifully. The drying and cleanup company arrived just a couple of hours after we called to place a claim. The Vault representatives were in contact with us continuously. The insurance adjuster quickly prepared his estimate, and we received our check just three weeks after reporting the claim. They were truly great."
“We were impressed by the professional and rapid response of our Vault adjuster. He handled our claim efficiently and answered all our questions.”
"We were severely impacted by a hurricane. The Vault Team helped get cleanup crews and generators in to save my home. They’ve expedited getting the right adjusters out to assess, and communication has been flawless. Highly recommend this company."
"Words can’t describe how great of an experience it was working with Vault. My claims adjuster was exceptional. They should clone him and deploy him at other locations, honestly. I could not have been happier!"
"Linda lost the marquis diamond off her wedding ring when our dog jumped on her and dislodged it. It fell into the snow, and we never found it. She finally gave up looking for it, and we filed a claim with Vault under the jewelry policy, where it was listed along with its appraisal. Vault paid for the new diamond with no problem. Her ring now looks great!"